Withdraw from Wise to your preferred mobile money, bank or local app
Wise, trusted in 160+ countries
​Get US, UK & EU Business Banking Without Opening a Bank Abroad
Receive international payments like a local business, cut currency conversion costs, and manage global payments, all from one account.
Trusted by millions worldwide
Available in 160+ countries
Real mid-market exchange rates
Transparent fees, no surprises
The Problem
International payments shouldn't cost this much
If you send or receive money across borders, your bank is almost certainly taking more than you realise.
Clients won't wire money internationally, the friction kills deals
Traditional banks charge $25–$50 per incoming international wire
Hidden exchange rate markups quietly eat into every payment you receive
Managing multiple bank accounts across countries is expensive and complex
Payment delays of 3–5 business days hurt your cash flow
Platforms like Stripe and Amazon won't pay to foreign accounts easily
Local Account Details
Get local banking details in the world's major markets
Your clients pay you like a local, no international wire fees, no friction. You receive the money in your Wise account instantly.
US Account Details
Get a real US routing number and account number. Accept payments from Stripe, Amazon, Upwork, PayPal, and US clients.
Routing number
Wire transfers
ACH transfers
UK Account Details
Get a UK sort code and account number. Receive GBP payments from UK clients, platforms, and marketplaces.
Sort code
BACS
Faster Payments
Euro Account Details
Get an IBAN and BIC. Collect EUR payments from across Europe, eliminating cross-border transaction costs.
IBAN
SEPA transfers
Swift
40+ more currencies
Hold, send, and receive in AUD, CAD, SGD, HKD, NZD, and dozens more.
Who It's For
Built for modern businesses that work globally
Whether you're a solo freelancer or a growing agency, Wise Business fits how you actually work.
Freelancers
Get paid by international clients without losing money on every transfer.
Agencies
Invoice clients in their currency and receive payments without the friction.
Consultants
Bill overseas clients professionally, they pay local, you receive abroad.
E-commerce
Collect from Amazon, eBay, Etsy, and global marketplaces without extra fees.
SaaS companies
Manage global revenue across currencies from a single business account.
Remote teams
Pay contractors and suppliers internationally at the real exchange rate.
Why Wise Business
More of your money stays in your business
Not a fintech gimmick. Wise processes billions in payments for millions of businesses, regulated and publicly listed.
Real exchange rates
Wise uses the mid-market rate, the same rate you see on Google. No inflated bank markups.
Transparent fees
You see exactly what you'll pay before you confirm. No hidden charges, ever.
Faster payments
Most transfers arrive within hours, not 3–5 business days like traditional banks.
Accounting integrations
Connects with QuickBooks, Xero, Sage, and more. Your bookkeeping stays clean.
Team access
Invite your accountant, finance team, or business partner with permission controls.
Business debit card
Spend in 160+ countries with no hidden foreign transaction fees on your card.
Social Proof
Trusted by businesses worldwide
Wise isn't a startup experiment, it's a publicly listed company processing billions for millions of customers.
16M+
Customers globally
$9B+
Moved every month
160+
Countries supported
40+
Currencies supported
"As a Brazilian freelancer getting paid by US clients, Wise changed everything. I finally have a real USD account and the fees are a fraction of what my bank charged."
Marina S.
Freelance UX Designer, São Paulo
"We receive payments from clients in the US, UK, and Germany. Wise means we don't have to maintain three separate bank accounts. One dashboard, everything sorted."
Alex T.
Founder, Digital Marketing Agency, Lagos
"The exchange rate is exactly what Google shows. My old bank was adding a 3–4% spread on every international payment. I was losing thousands a year without knowing it."
James K.
Independent Consultant, Nairobi
How It Works
Up and running in three steps
No branch visits. No paper forms. Your account details are ready the moment verification is complete.
01
Create your account
Sign up online with your business details. No branch visit required, the entire process is digital.
02
Verify your business
Wise verifies your identity and business to keep your account secure. Most verifications complete in minutes.
03
Start receiving payments
Share your local account details with clients, platforms, and marketplaces. Get paid like a local, anywhere.
Security
Your business money is protected
Wise is authorised and regulated by financial authorities across its operating regions. Customer funds are safeguarded in accounts separate from Wise's own operating funds, in line with regulatory requirements.
Regulated
256-bit encryption
Fraud monitoring
Two-factor authentication
LSE listed (WISE)
FAQ
Common questions
Everything you need to know about getting started with Wise Business.
Can I get a real US bank account number?
Yes. Wise gives you a US routing number and account number, which works with ACH transfers, wires, and most platforms including Stripe and Amazon.
Can I receive payments in GBP?
Yes. You get a UK sort code and account number so UK clients can pay you as if you were a local UK business.
How long does verification take?
Most verifications complete within a few minutes to a few hours. Occasionally, complex cases may take longer if additional documentation is needed.
Can I hold multiple currencies at once?
Yes. You can hold, convert, send and receive in 40+ currencies from a single Wise Business account dashboard.
Is Wise safe and regulated?
Yes. Wise is regulated in the regions it operates, publicly listed on the London Stock Exchange (ticker: WISE), and keeps customer funds safeguarded separately from its own accounts.
Can I use Wise Business with Stripe?
Yes. You can connect your Wise US account details to Stripe to receive payouts directly into your Wise account.
Is it available if I'm based in Africa or Latin America?
Yes. Wise Business is available in 160+ countries, making it ideal for entrepreneurs in Nigeria, Kenya, Brazil, and beyond who need to receive payments globally.
Are there any monthly account fees?
There is a small one-time fee to set up your account and unlock local account details. Ongoing fees depend on how you use the account, you can see everything upfront before signing up.