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Terms of Service

1. Agreement to Terms

By accessing and using RealRatePay.com ("Website"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.


2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on RealRatePay.com for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • Modifying or copying the materials

  • Using the materials for any commercial purpose or for any public display

  • Attempting to decompile or reverse engineer any software contained on the Website

  • Removing any copyright or other proprietary notations from the materials

  • Transferring the materials to another person or "mirroring" the materials on any other server

  • Using automated tools to scrape or collect data from the Website

This license shall automatically terminate if you violate any of these restrictions and may be terminated by RealRatePay at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.


3. Disclaimer

The materials on RealRatePay.com are provided on an 'as is' basis. RealRatePay makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.


4. Limitations

In no event shall RealRatePay or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on RealRatePay.com, even if RealRatePay or an authorized representative has been notified orally or in writing of the possibility of such damage.


5. Affiliate Disclosure

Important: RealRatePay.com is an affiliate of Wise.com and other financial services. When you click on affiliate links and make purchases or sign up for services through our recommendations, we may earn a commission at no additional cost to you.

We only recommend products and services that we personally use and believe provide value. All opinions expressed on our Website are our own and based on personal experience. Your use of affiliate links is entirely voluntary, and you are not obligated to use them.


6. Accuracy of Materials

The materials appearing on RealRatePay.com could include technical, typographical, or photographic errors. RealRatePay does not warrant that any of the materials on its Website are accurate, complete, or current. RealRatePay may make changes to the materials contained on its Website at any time without notice.


7. Links

RealRatePay has not reviewed all of the sites linked to its Website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by RealRatePay of the site. Use of any such linked website is at the user's own risk.


8. Modifications

RealRatePay may revise these Terms of Service for its Website at any time without notice. By using this Website, you are agreeing to be bound by the then current version of these Terms of Service.


9. Governing Law

The materials appearing on RealRatePay.com are governed by the laws of Kenya, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.


10. Limitation of Liability

Not Financial Advice: The content on RealRatePay.com is for informational and educational purposes only. It is not financial advice, investment advice, or legal advice. Before making any financial decisions, please consult with a qualified financial advisor or professional.

We are not responsible for:

  • Your decision to use any financial service mentioned on our Website

  • Exchange rate fluctuations or market conditions

  • Account closures or disputes with third-party services

  • Loss of funds or technical issues beyond our control


11. User Responsibilities

As a user of RealRatePay.com, you agree to:

  • Provide accurate and complete information when contacting us

  • Use the Website for lawful purposes only

  • Not attempt to gain unauthorized access to our Website

  • Not transmit viruses, malware, or harmful code

  • Respect the intellectual property rights of RealRatePay


12. Third-Party Services

RealRatePay.com recommends third-party services including Wise. These services have their own terms of service and privacy policies. Your use of these services is governed by their terms, not ours. We are not responsible for their actions, policies, or practices.


13. Email Communications

By signing up for our newsletter or email communications, you consent to receive emails from RealRatePay. You can unsubscribe at any time by clicking the unsubscribe link in any email or contacting us directly.


14. Contact Information

If you have any questions about these Terms of Service, please contact us:

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