You're working with international clients. They want to pay you in US dollars. You need that money in your M-Pesa or Kenyan bank account. The problem? Most payment methods available to Kenyans are either unreliable (PayPal), expensive (Western Union), or require weeks of bureaucracy (local payment processors). I've tried them all. Here's what actually works in 2025. Your 5 Options for Receiving USD in Kenya 1. Wise ★★★★★ Best for: Freelancers, remote workers, regular income W